Free tools
Current 2026 land tax schedules for every state and territory, resident tax rates through 2028-29, and the proposed discretionary trust minimum tax. Every assumption is shown, and nothing you enter leaves your browser.
Your name, joint, separate titles, discretionary trust, company, or a hybrid? Simulates land tax, negative gearing, CGT and set-up costs year by year, finds the best split, and shows the land value where each structure becomes cheaper.
Models the proposed 30% minimum tax on discretionary trusts from 1 July 2028. Covers each beneficiary, franked dividends, capital gains, minors and bucket companies, and compares the best split under current and new rules.
A leveraged property against an unleveraged index fund over 30 years, with the opportunity cost of negative gearing included.
Rates reviewed 7 October 2026
Land tax schedules come from each state revenue office. The SA and WA figures are taken from secondary sources and are flagged in the tool for you to confirm.
Private by design
Every calculation runs in your browser. Nothing you type is sent to us or stored.
General information only
These tools illustrate the rules. They are not advice. Talk to a registered tax agent or licensed adviser before you restructure.